What is Car Hire Excess Insurance?
Looking to rent a car soon? A car hire excess insurance policy has become an essential part of the buying process to purchase before you travel. This insurance policy can help you avoid the unexpected and often high excess fees charged at the rental desk. If you unfortunately have an accident, and there is damage to the car, most rental companies make you liable to pay the first portion of the repair or replacement costs of your hire car.
This is known as the ‘excess’ and could cost anything up to €2,000 – even if it’s a minor scratch on the rental vehicle. Often at the rental desk you will be offered the option to cover the ‘excess’. However, these policies are usually overpriced, but you can avoid these high charges with a car hire excess policy from CarHireExcess.ie. Car Hire Excess Insurance is a reimbursement policy that is designed to help you cover these costs.
Why choose CarHireExcess.ie?
CarHireExcess.ie is a leading provider of Car Hire Excess Insurance in Ireland. We are part of Cover-More Blue Insurance, previously known as Blue Insurance, an Irish award winning insurance provider. We pride ourselves on providing comprehensive insurance cover to our customers, with great customer service and at very competitive prices – check out our car hire excess comparison table to see just how competitive we are.
A policy from CarHireExcess.ie allows you to enjoy your drive abroad, without the thought of potentially high excess fees for any damage done. You can choose from single and annual trip policies covering Europe or Worldwide.
The Benefits of Car Hire Excess Insurance
If you’re hiring a car abroad, one thing you should be aware of are the potentially high excess fees from car rental companies. Often travellers feel they are only able to deal with these companies, and have no choice. However, instead of paying these unexpected and overpriced excess charges, travellers can avoid this by purchasing a policy from CarHireExcess.ie for a lower cost before they travel. Daily and annual policies are available, so you can choose cover that works best for you.
Cover includes:
- Fire, Theft & Vandalism
- Tyres & Windscreen
- Keys & Undercarriage
- Personal Possessions Cover
What is Supplemental Liability Insurance?
Supplemental Liability Insurance (SLI) is an optional extra available when you select Worldwide Car Hire Excess Insurance. If you purchase Supplemental Liability Insurance (SLI), your policy will provide cover against costs that you may become legally liable to pay, in respect of third party bodily injury and damage to property, as a result of an accident whilst using the rental vehicle for a trip in or through the USA, Canada, the Caribbean, South or Central America.
The cover provided by this policy shall apply only in excess of amounts recoverable under any primary applicable insurance, and the maximum that will be paid in respect of all claims arising from any one accident shall be the difference between the amount recoverable under any other insurance and US $1,000,000.